For Boats Up North, “Freeze Coverage” Insurance
Takes The Worry Out of Winter Power Outages and Other Snafus
Boaters who store their boats over the winter in heated storage facilities or garages have it best. But when winter storms bring power outages and the heat goes off, inside temperatures plummet. That’s when a good thing can go bad quickly as the boat’s motor likely has not been “winterized,” causing water in the engine block to freeze. Even a small amount of ice in an engine block can exert tremendous pressure, cracking cylinder walls or other internal engine passageways leading to irreparable harm. And, unfortunately, most boat insurance policies won’t compensate the owner as this kind of damage is considered a maintenance issue.
In addition to those who store their boats in inside heated storage, Freeze Coverage may also be a smart option for do-it-yourselfers who want peace of mind and are concerned about possible winterization snafus, or by trailer boaters who occasionally travel south for vacations or fishing trips. “When your return home, any water left in the wrong place can freeze,” added Pellerin.
BoatUS – Boat Owners Association of The United States – is the nation’s leading advocate for recreational boaters providing over half a million members with government representation, programs and money-saving services such as boat insurance. For membership information visit www.BoatUS.com or call 800-395-2628. For a free online insurance quote, go to www.BoatUS.com/insurance or call 800-283-2883.