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BoatUS Report

BoatuslogoMedia Alert:
If You Don’t Want More Corn In Your Gas Tank,
BoatUS Says Boaters Need to Speak Up Now

Always on the alert for issues that affect the boating community, BoatUS has had its collective ear to the ground on this particular news for quite some time now. Here at the Boat & Yacht Report, we also feel it is important to get the information out as well. You decide. Thanks for listening. -Capt. Ken

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THE ISSUE: The Renewable Fuel Standard (RFS) is the 2005 federal law that requires the blending of biofuels such as corn-ethanol into our gasoline. When it was written, it assumed that America’s use of gasoline would continue to rise and mandated escalating amounts of biofuels to be blended with our fuel. Since 2005, however, gasoline usage has actually declined steadily, which today forces more ethanol into less gasoline.

To keep up with this RFS mandate, in 2010 the EPA permitted E15 (fuel containing up to 15% ethanol) into the marketplace. Even though E15 is prohibited from being used in marine engines, snowmobiles, motorcycles, small engines like lawnmowers and leaf blowers, as well as any vehicle made before 2001, this fuel can now be found at over 100 stations in 16 states at the very same pumps as E10 and ethanol-free gasoline.

Over 60% of Boat Owners Association of The United States (BoatUS) half million members as well as millions of recreational boaters fill their boat’s fuel tanks at roadside gas stations where the higher blend ethanol fuels are often the cheapest fuel at the pump. This creates a huge potential for misfueling and puts boaters at risk.

ACTION NEEDED NOW: For years, BoatUS has been battling in Washington to make sure recreational boat owners can buy gasoline that works with their recreational boat engines. Senators Diane Feinstein and Pat Toomey have now introduced S. 577, the “Corn Ethanol Mandate Elimination Act of 2015” in the US Senate.

This bill, which has both Democrat and Republican support, will effectively remove the government mandate for higher blends of corn-based ethanol fuels (more than 10%) and allow for investment in other more compatible biofuels. BoatUS believes it is a critical step to solving the ethanol issue and urges America’s boat owners to contact their Senator now to become a co-sponsor and supporter of S. 577. Boaters can easily do this at: http://goo.gl/S4bWMu. For more on the Renewable Fuel Standard go to www.BoatUS.com/gov.

WHO: Boat Owners Association of The United States (BoatUS) is the nation’s leading advocate for recreational boaters providing its over half million members with government representation, fighting against unfair federal taxes, fees and regulations that single out boat owners. BoatUS is also non-partisan working on both sides of the aisle as well as with state agencies to promote boating laws that make sense.

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Posted by on March 24, 2015 in BoatUS Report

 

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BoatUS Report

BoatuslogoPeer-to-Peer Boat Rentals: What Do You Need To Know

10 Tips From BoatUS for Owners and Renters

As boat clubs and rental opportunities have gained momentum, my industry friend Scott Croft of Boat US has forwarded this brief guide to me in hopes that some questions can be answered if you are considering entering into an agreement with a boat owner or if you are thinking of renting your vessel out. Cross your ‘t’s’ and dot your ‘i’s’ and things just might work out. -Capt. Ken

Boaters have some new options to get on the water with online rental services. (Photo Credit: Boat US)

Boaters have some new options to get on the water with online rental services. (Photo Credit: Boat US)

Airbnb may be a popular “peer-to-peer” lodging site on the web, but if you want to rent a boat in your local area or away, you’ve got options too. Boatbound.com, Boatsetter.com and Cruzin.com are just a few of the new crop of online websites offering a chance to rent a boat for the day or weekend. These services, which connect private boat owners to renters, can help owners recoup some expenses, and can also give non-owners a chance to get on the water with friends without the cost of full-time ownership. So what do you need to know? Boat Owners Association of The United States (BoatUS) has some information for both boat owners and renters.

  • Renters do not want boats that are not safe and or can barely get out of the marina, so these services are often better suited to newer vessels less than 10 years old. Older, larger or faster boats may require a survey or inspection. Rental costs vary widely based on boat size and location, and renters typically are required to have some boating experience as well as a deposit.
  • These peer-to-peer boat rental websites generally handle every part of the transaction, including taking deposits and payments. They typically take 30%-40% of the rental fee, which covers overhead, profit, as well as insurance and on water towing services (more on both of those in a second … read on).
  • For boat owners, most boat insurance policies don’t provide coverage during the rental period and some companies may not provide coverage at any time simply if you list your boat with a rental program. If you happen to own and insure your boat but desire to rent another, your insurance company (including BoatUS Marine Insurance) may offer a temporary endorsement for liability coverage while operating the rental boat — but damage to the rental boat still is not covered. That’s why these “peer-to-peer” boat rental companies often provide additional insurance coverage. However, it’s up to owners — and renters — to read the fine print. For owners, know what happens if your boat is damaged, the claims process, how depreciation may figure in, and, in the event of total loss, how the insurance will value your boat. For renters, ensure you are OK with the level of liability coverage being offered during the rental, know how much you would have to pay if you damage the boat, and whether injuries to both you and your passengers would be covered.
  • TowBoatUS and Vessel Assist towing fleets provide on water towing and assistance service to some peer-to-peer rental services at no additional charge to the renter or owner. For the renter that means simply calling BoatUS’ 24-hour nationwide dispatch (800-391-4869) if there is a breakdown.
  • Renters need to ask about any other costs or fees, including fuel or other charges like pump-outs. They should also clarify with the owner what happens if the boat breaks down and becomes unusable.
  • Boat owners have the full right to say “no” to a renter, starting with an initial phone call. BoatUS member Bob Kellet, who has successfully rented his 30-foot sailboat, says owners are in full control of the process, from pricing to vetting renters. After speaking to a potential renter on the phone, if he’s comfortable, Kellet will meet at his boat for a full run-through. He may even take the renter out for a few minutes to show how everything works.
  • Kellet also suggests having a detailed instruction guide for the boat’s equipment and a step-by-step guide for things like starting the engine. Be sure to include safety gear.
  • Having a walk-through, pre-rental checklist is good for both parties, as is taking a few date-stamped photos showing the condition of the vessel.
  • While there is a certain element of trust, owner and renter reviews tend to weed out bad apples quickly, so be sure to check the renter’s history or the owner’s reviews from past renters. “Reviews are the best indicator of whether there will be a positive rental experience,” says BoatUS Consumer Affairs Director Charles Fort, who adds, “These services may also help those looking to buy a certain boat to try it out, if you will, before they purchase.”
  • One man’s experience: BoatUS Member Kellet said he was apprehensive the first few times he rented his sailboat to a stranger, but after a couple rentals he realized the renters cared about his boat, too, and they were there for the same reason: a love of the water and boating. A couple rentals a month easily pays his Seattle, Washington, area moorage fees. The only downside Kellet reports are scheduling conflicts when he’d like to use the boat himself.

For more, see the BoatUS Magazine story, “Is Peer-to-Peer Boating for You?” at BoatUS.com/thinkingofrenting.

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About Boat Owners Association of The United States (BoatUS)

BoatUS is the nation’s largest organization of recreational boaters with over a half million members. We are the boat owners’ voice on Capitol Hill and fight for their rights. We help ensure a roadside breakdown doesn’t end a boating or fishing trip before it begins, and on the water, we bring boaters safely back to the launch ramp or dock when their boat won’t, day or night. The BoatUS insurance program gives boat owners the specialized coverage and superior service they need, and we help keep boaters safe and our waters clean with assistance from the non-profit BoatUS Foundation for Boating Safety and Clean Water. Visit BoatUS.com.

 
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Posted by on March 12, 2015 in BoatUS Report

 

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BoatUS Report

BoatuslogoWhy Boats Sink: 10 Prevention Tips from BoatUS

Your boat has gone down. It’s something none of us wants to ever think of. But it happens. My industry buddy Scott Croft sent this one over in hopes that it just might prevent such a loss from happening. Taking some precautionary steps will go a long way to avoiding such grief. Be safe everyone. -Capt. Ken

When a boat sinks, that’s likely the end of her. That’s because repairs on a sunken boat often cost more than the actual value of the boat. So if boaters want to prevent a sinking at all costs, what can they do? Boat Owners Association of The United States (BoatUS) recently took its first significant look since 2006 at its boat insurance claims files to identify the causes of boat sinkings and found that most were preventable. About two out of every three (69%) boats sink at the dock or mooring, while the remainder (31%) sink while underway.

Of all of the dock/mooring sinkings, 39% occur when some small part gives up the fight with water due to wear, tear and corrosion. When it comes to gradual leaks due to slowly failing parts, too many boats existed in a “zombie state” somewhere between floating and sinking, dependent upon the bilge pump, which merely postponed the sinking until the pump failed or was overwhelmed. This one is a no-brainer: lack of maintenance is the factor here.

For boat sinkings while underway, the most common cause (43%) is hitting something – a log, the bottom or colliding with another boat or dock. Some of these sinkings might have been avoided if some extra care had been taken – and some can be chalked up to simply bad luck.

Interestingly, low-cut transoms that were common on boats in the 1990’s and a cause of sinkings is no longer much of a factor, as contained splash wells separating the interior of the boat from the transom are more common in boat designs today. However, being swamped while tied stern-to waves remains a cause.

Most boats sink at the dock, like this center console that went under due to a failed hose clamp. (Editor’s note: an infographic showing why boats sink is available at: http://www.prweb.com/releases/2014/06/prweb11981774.htm.)

Most boats sink at the dock, like this center console that went under due to a failed hose clamp. (Editor’s note: an infographic showing why boats sink is available at: http://www.prweb.com/releases/2014/06/prweb11981774.htm.)

To prevent a sinking, here are ten tips from the boat owner’s group:

1: For inboard-outboard powered boats, inspect sterndrive bellows annually and replace every three to five years. The shift bellows is usually the first to fail.
2: For inboard powered boats, check the stuffing box every time you visit the boat, and repack – rather than simply tighten down the nut – every spring.
3: For engines with raw water hoses, replace them the moment they indicate wear – such as when small cracks appear or they feel “spongy” when squeezed. Rusty hose clamps are also a concern and should be replaced.
4: Replace the engine cooling system impeller every two to three years.
5: Inspect the boat’s cockpit and live well plumbing – again look at hoses, clamps, and cracked or broken fittings. Make sure you can inspect all such plumbing, and if you can’t, install inspection ports to make the task easier.
6: Each season take are hard look at all below-waterline fittings, hoses, and clamps.
7: Don’t forget the drain plug – you knew this one would be on the list.
8: Keep a good lookout and ask guests to help keep their eyes peeled for deadheads. If you’ve grounded or hit something, consider a short-haul to inspect the bottom or drive gear.
9: Always pull trailerable boats from the water when storms are forecast. These boats generally have too little freeboard to stand up to any kind of wave action.
10: Dock line management systems that keep the boat centered in its slip can prevent snags that sometimes lead to a sinking.

About BoatUS: Boat Owners Association of The United States (BoatUS) is the nation’s leading advocate for recreational boaters providing its over half-million members with government representation, services such as 24-hour dispatch, on water boat towing as well as roadside assistance for boat trailers and tow vehicles, feature-packed boat insurance programs, money-saving benefits including marina and service discounts, and vital information that improves recreational boating. Its member-funded BoatUS Foundation is a national leader promoting safe, clean and responsible boating and offers a range of boating safety courses – including 33 free state courses – that can be found at BoatUS.org/courses.

 
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Posted by on September 8, 2014 in BoatUS Report

 

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Boat US Report

BoatuslogoIs it Drowning, or Electric Shock Drowning?

What You Need to Know to Help Save a Life

No matter how you participate in the boating lifestyle, whenever you begin a new day on the water there is always the chance of something going wrong. My industry friend, Boat US’s Scott Croft, who has sent along relevant and interesting postings in the past, has forwarded this one to me in order that I might share it with you. It is a timely read and one that all of us should pay attention to. Be safe. -Capt. Ken

While standing at the end of your boat dock, you see a person struggling in the water. Do you recognize that the person is drowning, or is something else going on? And what should you do? Doing the right thing could help save someone else’s life, and might keep you from losing yours.

Electric Shock Drowning (ESD) occurs when faulty dock or boat wiring causes electricity (alternating current or “AC” power) to enter fresh water and pass through a swimmer. The swimmer does not need to be touching the bottom, a boat or dock structure, and even minute amounts of electricity can be incapacitating. As more light is shed on this danger, it is likely that some ESD fatalities have been misidentified as drowning, preventing awareness of this summertime boating danger. The risk of ESD is greatest in fresh or brackish waters, so some areas such as estuaries or rivers may only be in the danger zone after heavy rains. In saltwater, electric current takes the path of least resistance, bypassing swimmers.

Unlike a drowning swimmer, who typically can’t yell out for help because their mouth is mostly underwater, an ESD victim is often confused about what is happening to them, may be able to shout, and will feel numbness, tingling, pain and paralysis. A drowning victim often looks “playful”, moving their arms in a ladder climbing fashion, while an Electric Shock Drowning victim looks “distressed” and may simply roll on their back – if wearing a life jacket – or roll face down into the water, totally unresponsive.

A typical drowning can take as up to a minute for an adult or just 20 seconds for a child, with the victim’s arms moving in a climbing-a-ladder type motion, taking quick gulps of air, with the mouth below the water much of the time. ESD victims can be instantly paralyzed and not move at all.

Innocent enough? But is there electricity in the water? Boaters and parents need to know about Electric Shock Drowning, and what to do to save a life. Photo Credit: Brian Fitzgerald

Innocent enough? But is there electricity in the water? Boaters and parents need to know about Electric Shock Drowning, and what to do to save a life. Photo Credit: Brian Fitzgerald

So what do you need to do for both cases? Don’t jump in the water – call 911, and follow the “Reach, throw, row, but don’t go” mantra. Only a professional lifeguard has the training to handle a drowning victim. Far too often, news reports show well-intentioned rescuers increase the fatality count. If the problem is ESD – which may not be abundantly clear – going in the water could kill you.

Whether the person is drowning or suffering from ESD, use an oar, boat hook or throw a floatation device, or get into a boat and try to reach the person from there. Do everything you can – tossing a line, throwing life jackets, grabbing a nearby dinghy – but don’t go into the water yourself. Once you have retrieved the person, start CPR if there is no pulse. Automated Electrical Defibrillators are also becoming more common – just make sure the victim’s chest is dry.

For more information, parents, dock owners, boaters, and marina and boat club operators can go to the Boat Owners Association of The United States’ Electric Shock Drowning Resource Center at www.BoatUS.com/seaworthy/ESD.

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About BoatUS:

Boat Owners Association of The United States (BoatUS) is the nation’s leading advocate for recreational boaters providing its over half-million members with government representation, services such as 24-hour dispatch, on water boat towing as well as roadside assistance for boat trailers and tow vehicles, feature-packed boat insurance programs, money-saving benefits including marina and service discounts, and vital information that improves recreational boating. Its member-funded BoatUS Foundation is a national leader promoting safe, clean and responsible boating and offers a range of boating safety courses – including 33 free state courses – that can be found at BoatUS.org/courses.

 
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Posted by on July 24, 2014 in BoatUS Report

 

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BoatUS Report

BoatuslogoTowing vs. Salvage: What Boaters Should Know

The Advantage of BoatUS Membership

Ahoy all hands! My good industry friend Scott Croft, who handles all media and information for BoatUS, has often sent in many important and relevant postings to the Boat & Yacht Report. Here is his latest. Hopefully, you will never have to deal with this kind of situation but should you be faced with it, you just might be able to avoid further entanglements. -Capt. Ken

On the water breakdowns, running aground or other mishaps can ruin a day of boating or fishing. But when a boat offering assistance arrives on the scene, how do you know if the service is a “tow” or a “salvage” job? If you’re ever in doubt, ask the boat’s captain. That’s because there could be a big difference in the cost of each service and who will pay the bill, says Boat Owners Association of The United States (BoatUS).

While there is sometimes a fine line between the towing and salvage, there are a few clear indicators that point to each. With salvage, it is the existence of “peril.” Historically and legally, salvage is any voluntary and successful rescue of a boat and/or its cargo from a peril at sea. Today that definition also includes avoiding or reducing damage to a marine environment.

Providing voluntary and successful service to vessels hard aground, on rocks, taking on water or sunk is generally considered salvage, as are rescues necessitated by collisions, fires, breakaways or other types of immediate peril. Salvage may also come into play when specialized equipment such as pumps, air bags, or divers are called for – even if the boat is at the dock.

Is this a towing job or a salvage job? Boats that are hard aground like this cruiser are most likely to be declared salvage, which is not typically covered by a towing service plan, says BoatUS.

Is this a towing job or a salvage job? Boats that are hard aground like this cruiser are most likely to be declared salvage, which is not typically covered by a towing service plan, says BoatUS.

On the other hand, when there is very little or no peril or damage to a vessel – you have a towing situation, which is far more common. Technically, this service is still salvage but of a “low order,” meaning minimal peril. A typical example is when you run out of gas or have a dead battery, and have subsequently dropped anchor to await assistance. Waters are calm, you’re no threat to navigation, and your crew and boat are fine. Ninety-nine percent of the 70,000 requests to BoatUS 24-Hour Dispatch Centers for on the water assistance last year were for routine towing services.

BoatUS members benefit from a special agreement with the TowBoatUS and Vessel Assist on the water towing fleets that treat some low order salvage situations as towing services. For example, if a boat is soft aground, this agreement ensures that if there is little peril, no damage to the member’s disabled boat, and no special equipment such as pumps are needed it’s a simple towing job. BoatUS cautions this service is still technically salvage and that other commercial towing companies may not honor this agreement.

All TowBoatUS and Vessel Assist companies are committed to informing the owner or operator of a disabled boat – before beginning any work – if the services they are offering are towing or salvage. If the owner/operator is not on board or the conditions are so perilous and the rescue of the boat requires immediate action, they will be notified as soon as possible after saving the boat.

Nationwide, towing and soft ungrounding costs average about $600 and $800, respectively. These are either paid by an annual towing service plan or out-of-pocket by the boater.

Salvage services are generally covered by insurance or out-of-pocket if self-insured and are much more expensive than a tow. Salvage awards are the legal system’s way to award a rescuer who risks their boat and themselves to save a boat in peril. Salvage charges can be calculated based on the length of the vessel saved or a request for a percentage of the boat’s post-casualty value. While it’s a reward for successful and voluntary service, the dollar amount awarded factors in, among other things, the degree of peril as well as the risk to the salvor and their crew.

There are significant expenses in operating and maintaining a professional towing operation such as captain’s and staff salaries, insurance, equipment maintenance and increasing fuel costs, not to mention capital expenses such as towboats and other specialized recovery equipment – and it must be available at a moment’s notice.

Time and circumstances permitting, if your on the water assistance provider says it will be a salvage job, boaters should try to call their insurance company so they may attempt to negotiate with the salvor before the operation gets underway. If circumstances don’t allow this, ask the salvor for a fixed price and try to get it in writing.

Boaters should review their boat’s insurance policy to ensure it fully covers salvage. Some policies have limits, high deductibles, or may not include environmental damage – all of which would have to be paid out-of-pocket.

BoatUS also suggests having a copy of the BoatUS Open Form Yacht Salvage Contract aboard, which assures that any salvage claim will go to local binding arbitration if negotiations between your insurance company and salvor fails. Designed to be more understandable, relevant to US laws and potentially money-saving for all parties, the BoatUS Open Form Contract is available free of charge at BoatUS.com/salvage.

For more information on towing and salvage, go to: BoatUS.com/salvage.

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About BoatUS Towing Services: Boat Owners Association of The United States (BoatUS) is the nation’s leading advocate for recreational boaters providing over half a million members with a wide array of consumer services, including on water towing assistance provided by TowBoatUS and Vessel Assist. Combined, these two towing fleets offer boaters, anglers and sailors the world’s largest network of towing ports with over 300 locations and over 600 towing assistance vessels — three times larger than the closest competitor.

 

 
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Posted by on May 15, 2014 in BoatUS Report

 

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BoatUS Report

BoatuslogoFor those of us here in the States who traverse the waters of the East and Gulf Coasts, and besides keeping all your high-tech electronic charts, plotters, and other navigational equipment in optimum operating condition, you have your good old-fashioned paper charts at the ready as well. Now, a long overdue update is being put into motion and, with the help of those of us in the boating community, traveling will be just a bit safer for all. Scott Croft sent this BoatUS update along in an attempt to reach out to readers of the Boat & Yacht Report in case anyone out there would like to help. –Capt. Ken

Over 70 Years Old, “Magenta Line” To Get a Safer Route 
With Help From Boaters

It’s over 70 years old, a thin magenta-colored line appearing on over 50 different navigational charts covering the Atlantic Coast and Gulf, snaking along the route of the Intracoastal Waterway. Now, thanks to NOAA’s Office of Coast Survey and a public-private partnership with Active Captain, an interactive cruising guidebook, NOAA will be updating the “magenta line” on all of its newly issued navigational charts to help keep boaters in safe waters. Boat Owners Association of The United States (BoatUS) submitted comments on the proposal to NOAA, who had initially proposed removing the line entirely. However, responding to BoatUS’ and other boaters’ comments, NOAA will tap into users of Active Captain to update the route in an on-going effort that will benefit the boating community.

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The thin magenta colored line marking the Intracoastal Waterway is like a yellow brick road for boaters transiting the East and Gulf Coasts.’

The magenta line appears in charts covering all Intracoastal waters, and is essentially two distinct routes along the eastern US and Gulf Coasts totaling about 3,000 miles in length. Said Captain Shep Smith, chief of NOAA’s Coast Survey’s Marine Chart Division, “Today’s decision to reinstate the magenta line is not a quick fix. It will take at least three years to fix problems that were 70 years in the making.”

Boaters may contribute to the updating effort by joining Active Captain at www.activecaptain.com

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About BoatUS: Boat Owners Association of The United States is the nation’s leading advocate for recreational boaters providing its over half-million members with government representation, services such as 24-hour dispatch, on water boat towing as well as roadside assistance for boat trailers and tow vehicles, feature-packed boat insurance programs, money-saving benefits including marina and service discounts, and vital information that improves recreational boating. Its member-funded BoatUS Foundation is a national leader promoting safe, clean and responsible boating.

 
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Posted by on February 8, 2014 in BoatUS Report

 

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BoatUS Report

Boatuslogo

BoatUS has been an invaluable resource for lots of great information here at the Boat & Yacht Report. For this edition, we look at some helpful tips to get you more informed about how to best protect your investment. If you have any questions on this particular topic, be sure to get in touch with BoatUS at http://www.BoatUS.com -Capt. Ken

Five Ways Your Boat’s Insurance Policy Can Fail You
A Quick Check Up

Insurance is one of those things you hope you never have to use, but if you do, you expect the policy to fix the boat or compensate you fairly. If you haven’t taken a close look at your boat insurance, you could be surprised to find that you may not be entitled to a payout with some common types of claims. That’s because unlike home or auto, boat insurance policies offer a wide range of coverage, from very little to a lot. Boat Owners Association of The United States (BoatUS) recently took a look at the most common claims over the past five years, and has these tips so you will know if your boat’s insurance policy will live up to your expectations:

Consequential Damage: If you take hurricane losses out of the list of common claims, the number one claim is for sinking, and half of all sinkings occur at the dock when some small part below the waterline fails. The most common culprits include hoses/hose clamps, stuffing boxes, outdrive bellows, and sea strainers. But these parts most often fail due to “wear, tear, and corrosion” which is a lack of maintenance issue, so policies won’t pay you for a new outdrive bellows or sea strainer. But what about the rest of the boat sitting sunk on the lake bottom? Some policies won’t cover that, either, as they exclude any “consequential” damage as a result of wear, tear and corrosion. That’s why you need “Consequential Damage” coverage that covers losses that often start with a failed part.

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Boat owners may be surprised to find their boat’s insurance policy may not cover a common sinking like this.

Salvage: Hurricanes lead the list of most common claims from 2008 to 2012. In every hurricane boats get scattered and need to be salvaged and safely brought back to their storage area. That takes cranes, travel lifts, flatbed trucks, and other heavy equipment that typically costs hundreds of dollars per foot of boat length. However, as a few boaters found out with Hurricane Sandy, some policies subtract the money paid to salvage the boat from what you get paid to fix the boat, while others only offer salvage coverage up to 25% or 30% of the insured value. A better policy provides separate salvage coverage up to the insured value of the boat – in addition to any payments to fix the boat or replace equipment.

Wreck removal: When fires, sinkings, hurricanes or running up on a shoal destroy your boat, you end up with a “wreck.” Most boaters assume their insurance company will cover the cost of cleaning up what’s left, but some policies will give you a check for the insured value and only a specified percentage for wreck removal – 3% to 10% is typical – and walk away. That leaves your wallet short and you managing a job you have little knowledge of. Better policies pay up to the liability limit, usually $100,000 or more, to clean up the mess, and don’t let you go it alone.

Liability-only policies: Looking through the claims files, injuries make the top ten list for payouts not because of their frequency, but because settlements tend to be expensive. Having no insurance could leave you open to a six-figure settlement. If you have a liability-only policy, the better ones will cover injuries as well as salvage, wreck removal and fuel-spill liability.

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About BoatUS: Boat Owners Association of The United States (BoatUS) is the nation’s leading advocate for recreational boaters providing its over half-million members with government representation, services such as 24-hour dispatch, on water boat towing as well as roadside assistance for boat trailers and tow vehicles, feature-packed boat insurance programs, money-saving benefits including marina and service discounts, and vital information that improves recreational boating. Its member-funded BoatUS Foundation is a national leader promoting safe, clean and responsible boating.

 
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Posted by on January 31, 2014 in BoatUS Report

 

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